How I Help You
Mortgage Services
Discover personalized mortgage solutions designed to fit your unique financial goals and make homeownership a reality.
Pre-Approval
Explore your pre-approval options in Victoria, BC, and fast-track your path to owning your dream home. Together, we’ll turn your homeownership dreams into reality!
Renewal
Renewing your mortgage is a great opportunity to secure better rates or adjust your monthly payments to suit your current financial situation.
Refinance
Looking to consolidate debt, lower your interest rate, or switch lenders? Refinancing could be the perfect solution. Get in touch with me today, and let’s explore the best options for your financial future!
Home Equity
If you’ve accumulated substantial equity in your home and are looking for a lump sum of cash, an equity takeout in Victoria, BC, might be just what you need. With this option, you can finance home improvements, tackle necessary repairs, or use the funds however you see fit.
Our Services: Designed to Meet Your Needs
Our Services:Designed to Meet Your Needs
- New to Canada
- Purchase plus improvements
- Cash back mortgages
- Refinance/ renewal
- Port mortgages
- Reverse mortgages
- Self employed
- Equity take-out
- Low down payment
- First time homebuyer
- A rates/ lending
- B rates/ lending
- Commercial real estate
- Bad credit mortgages
- Private lending mortgages
- Rental Properties
- Investment property mortgages
- Fast online approval
- Strong communication / local expertise
Rhonda Hawthorne
Solid Service
Personalized Solutions: She understands that each client’s financial situation is unique. Our expert team led by Rhonda works closely with you to tailor mortgage
solutions that fit your specific needs and goals.
Extensive Expertise: With over 25 years of experience in the mortgage industry, Rhonda Hawthorne has the knowledge and insight to navigate the complexities of the
market, ensuring you receive the best advice and options available.
Proven Track Record: Rhonda’s success stories speak volumes about the exceptional service she provides. Rhonda has helped countless clients secure favourable mortgage deals and realize their dreams of homeownership. She has always
said, the best compliment is a referral from friends and family…
Hassle-Free Process: Navigating the mortgage landscape can be overwhelming. Let us handle the intricacies for you, simplifying the process and saving you valuable time
and effort. Transparent
Communication: You deserve to be aware every step of the way. She prides herself on clear and open communication, ensuring you understand your options and make informed decisions. A wealth of knowledge in all fields pertaining to
your refinance or new home purchase.
Whether you are a:
- first-time homebuyer
- New to Canada,
- Looking to refinance
- Or exploring investment opportunities
Rhonda Hawthorne is your partner for success. Think outside the bank… The bank shows you, their products. We show you every bank’s product. It’s your
choice!
Select Mortgage.

🏆 Proud Winner of The Mortgage Centres Ambassador’s Awards 2021 Bronze,
🏆2022 Silver & 2023 Bronze
🏆 We are thrilled to have been recognized by The Mortgage Centres Ambassador’s Award with the prestigious Silver distinction in 2022 & Bronze in 2021 & 2023. This accolade is a testament to her unwavering commitment to excellence, outstanding service, and a true passion for helping clients achieve their homeownership dreams.
Your Questions Answered
Book Your Consultation
In a competitive real estate market like Victoria, BC, where transactions can move swiftly, buyers need a mortgage broker who can:
- Provide immediate responses, not bound by typical banking hours.
- Access a broad selection of mortgage solutions from multiple lenders.
- Deliver expert advice that ensures you get a great rate now, while keeping your long-term financial goals in focus.
Contact us today to get started.